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Frequently Asked Questions (FAQs)

Can I sue the owner of the car that hit me in Texas?

Short answer is, yes, but you probably won’t want to. If the owner of the vehicle that hit you is a different person than the person actually driving the vehicle, you may have a right to sue the owner. This would only be under a theory of “negligent entrustment.” This is a very difficult thing to prove in Texas. You have to more-or-less show that the owner of the vehicle knew the person driving their vehicle was a very bad driver (for example, many other accidents the owner KNEW about and/or something like the owner and the driver were drinking alcohol together and then he gave him the keys) and then gave him the car anyway despite knowing he was a bad driver. If you can show that, then the owner also shares in responsibility. 

However, if you just want to get the owner’s car insurance, you don’t need to sue the owner. If you sue the person that was driving the vehicle (if the driver was allowed under the owner’s insurance policy) then the owner’s insurance will still kick in and provide you coverage for your property damages and bodily injury. 

How much is my car accident claim worth?

It depends. The following are just some of the factors that determine the value of your claim:

Who was responsible for the incident? Is it 100% on the defendant? Is the other insurance company claiming you should share some blame?
What is the extent of your injuries? The more injuries, the more valuable your bodily injury claim is.
What are the policy limits of the at-fault driver?
Do you carry Underinsured/Uninsured Motorist Coverage on your policy? (see other FAQ below related to this type of coverage)
How soon after the incident did you begin treatment?
How many previous accidents have you been involved in?
How many workplace injuries have you had in the past?
Your age, race and gender – yes, believe it or not, insurance companies factor this into their offers

Every claim has a different value. Even if your mother’s brother’s uncle got $1,000,000.00 in their car accident it doesn’t mean anything about what your claim is worth. Car accident claims are like snowflakes – no two are exactly alike. 

But, at the AK Law Firm, we have seen a lot of snowflakes. So, we know what makes your case stronger and potentially adds value to your case. While no lawyer can tell you the value of your case (and anyone who tries is lying – run away!) we can tell you what you need to do in order to maximize your case value and we can also warn you about the negatives in your case that will affect the value. That’s why you hire a lawyer.

Can you file a police report days after an accident in Texas?

You have ten (10) days to file a police report after a car accident in Texas. However, you should do it as quickly as possible because facts are forgotten and stories change. Once the defendant goes home and talks to enough family members they may be convinced the crash was not their fault, even if they admitted fault to you at the scene. The best practice is to wait (yes, I know it takes a long time) for the police to arrive at the scene. However, if you cannot, you should make the time and quickly file a police report within a few days after the accident. 

How long after a car accident can someone sue you in Texas?

You have two (2) years from the date of the accident to get a lawsuit on file in Texas. This is called the “statute of limitations.” Once you have a lawsuit on file the statute of limitations is preserved and the case can go on however long afterwards and you will be protected. 

But, in reality, you cannot wait around for two years without doing anything and then hope to file a claim. At that point, your claim won’t be of much value at all. It is important that you act immediately after a crash. Every day that goes by without medical treatment the insurance company drops the value of your case. So, while you have two years to file your lawsuit, you have just a few days to get your case going in order to make sure you maximize your case value.  

What do I do after a hit-and-run accident?

Gather Evidence 
Take pictures
Look for witnesses
Look for cameras in the area
Write down anything you can remember – defendant’s license plate or any other facts
Call the police to the scene
The police can possibly help try to find the person or at least write a report. Your insurance company will require this report be written to make a claim. 
Contact your insurance company
Hire an attorney to help you put all the information together and let you know if you have a case