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If you’ve been injured in an accident, one of your first questions may be: What’s the average personal injury settlement in Texas?
The answer isn’t simple because every case depends on unique factors, such as injury severity, damages, and liability. Still, statewide statistics and verdict reports provide valuable insights into what Texans can expect when pursuing a claim.
In this guide, we will review personal injury settlements, the factors that influence payments, and why working with an experienced Houston abogado de lesiones personales can help you determine the fair value of your case.
If you’re looking for an attorney to help ensure you receive fair compensation, póngase en contacto con AK Law Firm for a free case review.
Average vs. Median Amounts: What the Numbers Tell Us
When examining settlement data, it’s important to distinguish between average and median amounts. These figures may seem similar, but they actually reveal very different stories about personal injury outcomes in Texas.
Average Verdict (Jury)
The average personal injury settlement for a jury verdict in Texas is reported at approximately $826,892. On the surface, that number might sound encouraging for accident victims. However, averages are often skewed by outliers — in other words, a handful of multimillion-dollar verdicts can inflate the figure well beyond what most cases actually recover.
For example, if one catastrophic injury case results in a $10 million jury award, that single verdict dramatically raises the average across hundreds of more modest settlements. That’s why average figures should always be taken with a grain of salt.
Median Settlement
In contrast, the median settlement — the middle value of all cases — is far more reflective of what a typical personal injury victim might receive. In Texas, the median is around $12,281. This means that half of the settlements fall below this amount, and half fall above.
The median eliminates the distortion caused by massive outlier verdicts, giving injured Texans a more realistic expectation. For many victims with moderate injuries, lost wages, and medical bills, this number is a closer benchmark of what a settlement might look like.
Broader Averages & Typical Settlement Ranges
While jury verdict data gives one perspective, broader studies that look at all types of personal injury cases — including those that settle outside of court — report different figures.
Across the U.S., some reports estimate the median personal injury settlement is around $31,000. Severe cases involving catastrophic injuries may result in awards ranging from hundreds of thousands to several million dollars. For example, in these same reports, the average personal injury settlement for medical malpractice cases was $679,000.
For injured victims, the wide range underscores why it’s dangerous to rely on a single “average.” Your settlement will depend on case-specific factors that determine the amount of compensation deemed fair and recoverable under Texas law.
Want to see real-world outcomes? Review AK Law Firm’s personal injury settlement amount examples to understand how case type, injury severity, and liability affect compensation.
Why Settlement Amounts Vary So Much
It’s natural to wonder why one case might settle for $25,000 while another exceeds $2 million. The truth is that personal injury settlement amounts in Texas depend on a range of legal and factual factors, including:
- Severity of injuries – Catastrophic injuries (like traumatic brain injuries, amputations, or paralysis) drive settlements far higher than minor sprains or soft tissue injuries due to the extent of medical care needed.
- Daños económicos – Lost wages, hospital bills, rehabilitation, and future care costs all play into the calculation.
- Daños no económicos – Pain, suffering, emotional trauma, and reduced quality of life are recognized forms of compensation.
- Culpa comparativa – Texas follows a modified comparative negligence rule. If you are found more than 50% responsible for the accident, you cannot recover damages. Even partial fault below 50% will reduce your recovery proportionally. (See Texas Civil Practice & Remedies Code § 33.)
- Insurance policy limits – No matter the severity of damages, settlements often cannot exceed available insurance coverage unless the defendant has significant personal assets.
In practice, this means:
- Minor injuries may resolve for a few thousand dollars.
- Moderate injuries often result in tens of thousands to low six figures.
- Serious or catastrophic injuries can lead to hundreds of thousands or multi-million dollar recoveries.
Every case is unique, which is why averages should be considered educational, not predictive. An experienced personal injury attorney can assess your circumstances and build a case strategy that maximizes recovery.
Average Personal Injury Settlement by Type of Case
Because every type of accident presents different risks, damages, and insurance factors, settlement values vary widely depending on the kind of case involved.
Accidentes de tráfico
Texas roads see hundreds of thousands of car accidents each year. In fact, there were over 14,905 serious injury crashes reported in 2024, resulting in 18,218 injured drivers and passengers.
Average settlement values for Texas car accidents incluyen:
- Minor injuries: Around $8,224
- Moderate injuries: Approximately $45,596
- Severe (catastrophic) injuries: Average of $1,167,808
- Overall bodily injury claims: About $22,734, with catastrophic cases exceeding $1 million
If you’ve been injured in a crash, working with a dedicated abogado de accidente de coche can help ensure you don’t settle for less than your claim is worth.
Truck / 18-Wheeler Accidents
Because of their size and weight, truck and 18-wheeler crashes often result in devastating injuries. In Texas, there were 730 deaths reported from large truck accidents in 2023.
Typical settlement ranges for Texas truck accidents include:
- Rear-end collisions: $50,000 – $250,000
- T-bone crashes: $150,000 – $500,000
- Highway wrecks: $200,000 – $750,000
- Underride accidents (catastrophic): $500,000 – $2 million
Because trucking companies often carry commercial insurance policies, these cases can involve larger recoveries — but they also bring aggressive defense teams. A skilled truck accident lawyer can level the playing field.
Motorcycle Accidents
Motorcyclists face some of the highest risks on Texas roads, with the Departamento de Transportes de Texas reporting thousands of motorcycle crashes each year.
Settlement outcomes often reflect the severity of injuries in accidentes de moto, which are more likely to be life-threatening for riders compared to those of car occupants.
- Average motorcycle settlement: ~$200,000
- Median jury verdict: ~$73,700
- Average jury verdict: ~$561,065
For riders and families, these numbers highlight the importance of having a abogado de accidentes de moto who understands the unique dynamics of these cases.
Muertes por negligencia
When negligence causes the death of a loved one, surviving family members may pursue a wrongful death claim. Settlements in these cases vary significantly depending on the age of the deceased, loss of income, and emotional damages suffered by the family.
Texas wrongful death verdicts and settlements have ranged from hundreds of thousands to several million dollars. For example, some recent verdicts exceeded $5 million when cases involved egregious negligence or corporate defendants.
Families navigating this process should consult with an experienced wrongful death lawyer to protect their rights and pursue fair compensation to pay for related memorial and medical expenses.
What This Means If You’ve Been Injured in Texas
Understanding the “average” personal injury settlement in Texas can provide perspective, but it’s not a guarantee of what your case is worth. Every claim depends on unique facts: the severity of your injuries, the damages you’ve suffered, and whether fault can be proven against the other party.
If you’ve been hurt, keep these points in mind:
- Injury severity and damages matter most – Medical costs and long-term effects directly impact settlement value.
- Act quickly – Texas law sets a two-year statute of limitations on most personal injury claims under Texas Civil Practice & Remedies Code § 16.003. Missing this deadline usually means losing the right to compensation.
- Hire a lawyer early – Insurance companies often aim to settle quickly for less than you deserve. Having an experienced advocate ensures negotiations are handled with your best interest in mind.
If you need guidance after an accident, contact our Houston bufete de abogados de lesiones personales o Dallas personal injury law firm. Our attorneys are here to help.
PREGUNTAS FRECUENTES
What is the average vs. median personal injury settlement in Texas?
The average personal injury settlement for a verdict in Texas is $826,892, while the median settlement is closer to $12,000. The median offers a more realistic picture for most claimants.
Why is there such a huge difference between average and median settlements?
Outlier cases with multi-million-dollar verdicts raise the overall average, but the median reflects the midpoint of all settlements, which is typically more representative of a standard claim.
What is the average car accident settlement amount in Texas?
Average car accident settlements are around $22,734 for moderate bodily injury claims, but cases with catastrophic injuries can exceed $1 million.
What factors influence personal injury settlement amounts in Texas?
Key factors include severity of injuries, economic and non-economic damages, comparative fault, insurance policy limits, and quality of legal representation.
How long does it take to settle a personal injury claim in Texas?
Timelines vary. Minor cases may resolve in a few months, while complex cases involving litigation can take one to two years or longer.
Get a Free Case Review Today
If you’ve been injured in Texas, don’t rely on averages to determine what your case might be worth. The best way to understand your claim’s value is to speak with a lawyer who has experience handling personal injury settlements and jury verdicts in Texas.
AK Law Firm is here to fight for maximum compensation and ensure you aren’t pressured into settling for less. Schedule your free consultation today and get clarity about your legal options.
