{"id":4396,"date":"2025-09-22T16:47:15","date_gmt":"2025-09-22T16:47:15","guid":{"rendered":"https:\/\/akfirm.com\/?p=4396"},"modified":"2026-02-11T20:10:48","modified_gmt":"2026-02-11T20:10:48","slug":"accident-with-uninsured-driver","status":"publish","type":"post","link":"https:\/\/akfirm.com\/es\/accident-with-uninsured-driver\/","title":{"rendered":"Accident With Uninsured Driver \u2013 What Are My Rights?"},"content":{"rendered":"\n\t\t<div id=\"fws_69d6da8a0018a\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-8 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone \"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\n<div class=\"wpb_text_column wpb_content_element \" >\n\t<div class=\"wpb_wrapper\">\n\t\t<p>Imagine getting into a car accident with an uninsured driver. In Texas, this happens far more often than most people think, and it leaves many drivers wondering how they\u2019ll pay for medical bills, vehicle repairs, and other damages.<\/p>\n<p>Texas consistently ranks among the states with a high percentage of uninsured drivers, which makes it especially important for Houston, Dallas, and San Antonio residents to understand their rights. This guide walks you through how common the problem is, what happens if you get into a car accident with an uninsured driver, and the steps you can take to protect yourself \u2014 including when it\u2019s time to call a <a href=\"https:\/\/akfirm.com\/houston-car-accident-lawyer\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external\">car accident lawyer<\/a> for help.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/akfirm.com\/es\/accident-with-uninsured-driver\/#How_Common_Are_Uninsured_Drivers_in_Texas\" data-wpel-link=\"internal\">How Common Are Uninsured Drivers in Texas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/akfirm.com\/es\/accident-with-uninsured-driver\/#What_Happens_if_an_Uninsured_Driver_Hits_You\" data-wpel-link=\"internal\">What Happens if an Uninsured Driver Hits You?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/akfirm.com\/es\/accident-with-uninsured-driver\/#What_Is_Uninsured_Motorist_Coverage\" data-wpel-link=\"internal\">What Is Uninsured Motorist Coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/akfirm.com\/es\/accident-with-uninsured-driver\/#What_To_Do_After_an_Accident_With_an_Uninsured_Driver\" data-wpel-link=\"internal\">What To Do After an Accident With an Uninsured Driver<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/akfirm.com\/es\/accident-with-uninsured-driver\/#FAQ\" data-wpel-link=\"internal\">FAQ<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/akfirm.com\/es\/accident-with-uninsured-driver\/#Get_a_Free_Case_Review_Today\" data-wpel-link=\"internal\">Get a Free Case Review Today<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>If you&#8217;ve been injured in an accident with an uninsured driver, <a href=\"https:\/\/akfirm.com\/contact-us\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external\">contact AK Law Firm<\/a> for a free consultation.<\/p>\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-4 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone \"  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According to the <a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-uninsured-motorists\" target=\"_blank\" rel=\"noopener external\" data-wpel-link=\"external\">Insurance Information Institute<\/a>, about 15.4% of drivers nationwide lack insurance. In Texas, the percentage is only slightly lower, with roughly 14% of drivers uninsured \u2014 about one in seven vehicles on the road. These numbers represent significant financial risks for law-abiding drivers, who often end up paying more in premiums to offset the system-wide costs of uninsured drivers.<\/p>\n<p>For <a href=\"https:\/\/akfirm.com\/texas-cities-worst-drivers\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external\">Texans involved in accidents<\/a> with uninsured drivers, this reality can also make recovery much more complicated. It\u2019s one of the main reasons attorneys encourage drivers to not only carry the state\u2019s minimum coverage but also to review additional protections like uninsured\/underinsured motorist policies.<\/p>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"img-with-aniamtion-wrap \" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"none\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img fetchpriority=\"high\" decoding=\"async\" class=\"img-with-animation skip-lazy \" data-delay=\"0\" height=\"1004\" width=\"1504\" data-animation=\"none\" src=\"https:\/\/akfirm.com\/wp-content\/uploads\/2025\/09\/uninsured-driver.jpg\" alt=\"-\" srcset=\"https:\/\/akfirm.com\/wp-content\/uploads\/2025\/09\/uninsured-driver.jpg 1504w, https:\/\/akfirm.com\/wp-content\/smush-webp\/2025\/09\/uninsured-driver-300x200.jpg.webp 300w, https:\/\/akfirm.com\/wp-content\/smush-webp\/2025\/09\/uninsured-driver-1024x684.jpg.webp 1024w, https:\/\/akfirm.com\/wp-content\/smush-webp\/2025\/09\/uninsured-driver-768x513.jpg.webp 768w, https:\/\/akfirm.com\/wp-content\/smush-webp\/2025\/09\/uninsured-driver-18x12.jpg.webp 18w, https:\/\/akfirm.com\/wp-content\/smush-webp\/2025\/09\/uninsured-driver-900x600.jpg.webp 900w\" sizes=\"(max-width: 1504px) 100vw, 1504px\" title=\"-\">\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n<div class=\"wpb_text_column wpb_content_element \" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h2><span class=\"ez-toc-section\" id=\"What_Happens_if_an_Uninsured_Driver_Hits_You\"><\/span>What Happens if an Uninsured Driver Hits You?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"container\"><\/div>\n\t<\/div>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element \" >\n\t<div class=\"wpb_wrapper\">\n\t\t<p>Texas follows a fault-based insurance system, which means <a href=\"https:\/\/akfirm.com\/should-i-get-lawyer-car-accident-not-my-fault\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external\">the driver who causes an accident<\/a> is legally responsible for paying damages.<\/p>\n<p>Typically, their liability insurance would cover your medical bills, lost wages, and property damage. But when the at-fault driver is uninsured, recovering compensation becomes more complex. Here are the main options:<\/p>\n<ul>\n<li><strong>Uninsured Motorist (UM) Claim:<\/strong> If you purchased uninsured motorist coverage, you can file a claim with your own insurer. This coverage steps in when the other driver cannot.<\/li>\n<li><strong>Direct Legal Action:<\/strong> You may sue the uninsured driver directly. However, success depends largely on whether that driver has income or assets \u2014 many do not.<\/li>\n<li><strong>Other Challenges:<\/strong> Uninsured drivers may flee the scene, deny responsibility, or lack the financial means to pay even if you win a judgment. This often leaves victims with only partial recovery.<\/li>\n<\/ul>\n<p><em><strong>The bottom line:<\/strong><\/em> If you\u2019re facing uninsured motorist property damage in Texas, you have options\u2014but they\u2019re not always straightforward. This is why understanding your insurance policy and legal rights ahead of time is so critical.<\/p>\n\t<\/div>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element \" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h2><span class=\"ez-toc-section\" id=\"What_Is_Uninsured_Motorist_Coverage\"><\/span>What Is Uninsured Motorist Coverage?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\t<\/div>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element \" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h3>Uninsured Motorist Coverage<\/h3>\n<p>Uninsured motorist coverage, often referred to as <a href=\"https:\/\/en.wikipedia.org\/wiki\/Uninsured_motorist_clause\" target=\"_blank\" rel=\"noopener external\" data-wpel-link=\"external\">UM coverage<\/a>, is an optional policy add-on that protects you when the at-fault driver has no insurance. Its companion, underinsured motorist (UIM) coverage, applies when the other driver\u2019s liability limits aren\u2019t enough to cover your losses.<\/p>\n<p>The state requires drivers to carry <a href=\"https:\/\/akfirm.com\/4-types-of-auto-insurance-coverage-for-every-texan\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external\">minimum liability insurance in Texas<\/a>, known as <strong>30\/60\/25<\/strong>:<\/p>\n<ul>\n<li><strong>$30,000<\/strong> per person for bodily injury<\/li>\n<li><strong>$60,000<\/strong> per accident for bodily injury<\/li>\n<li><strong>$25,000<\/strong> per accident for property damage<\/li>\n<\/ul>\n<p>Your <a href=\"https:\/\/www.tdi.texas.gov\/tips\/uninsured-motorist-coverage.html\" target=\"_blank\" rel=\"noopener external\" data-wpel-link=\"external\">UM\/UIM coverage<\/a> mirrors these minimums, which means if you add uninsured motorist protection to your policy, you\u2019ll typically have the same 30\/60\/25 limits available when the other driver has none.<\/p>\n<h3>Why Uninsured Motorist Coverage Matters<\/h3>\n<p>For most drivers, the cost of UM coverage is minimal compared to its value. According to <a href=\"https:\/\/www.autoinsurance.com\/research\/uninsured-motorists\/\" target=\"_blank\" rel=\"noopener external\" data-wpel-link=\"external\">AutoInsurance.com<\/a>, the median cost for uninsured motorist bodily injury coverage is about $50 per year. For property damage, it\u2019s around $38 per year.<\/p>\n<p>To put that in perspective, here\u2019s what UM coverage can help pay for when you\u2019re hit by an uninsured or underinsured driver:<\/p>\n<ul>\n<li>Medical expenses for you and your passengers<\/li>\n<li>Vehicle repairs or replacement costs<\/li>\n<li>Lost income if you can\u2019t work during recovery<\/li>\n<li>Pain, suffering, and other non-economic damages<\/li>\n<\/ul>\n<p>In Texas, insurance companies are legally required to offer UM\/UIM coverage unless you decline it in writing. This means if you didn\u2019t specifically sign a waiver, you likely already have it \u2014 and it could be critical in helping you recover after a crash.<\/p>\n<h3>Uninsured Motorist Property Damage<\/h3>\n<p>UM coverage doesn\u2019t just cover medical bills. It can also step in to repair or replace your vehicle and personal belongings inside it. In Texas, the minimum property damage UM\/UIM limit is $25,000 per accident.<\/p>\n<p>This protection is especially useful in scenarios such as:<\/p>\n<ul>\n<li><strong>Hit-and-run collisions<\/strong> where the <a title=\"Is Texas A No-Fault State For Car Accidents?\" href=\"https:\/\/akfirm.com\/is-texas-a-no-fault-state-car-accidents\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external\">at-fault driver<\/a> flees the scene<\/li>\n<li><strong>Road rage incidents<\/strong> where damages occur intentionally<\/li>\n<li><strong>Unauthorized vehicle use<\/strong> where the driver behind the wheel lacks permission or coverage<\/li>\n<\/ul>\n<p>Without UM property damage coverage, drivers could be left paying out of pocket, even when they did nothing wrong. Since insurers are required to offer this protection, most Texans are only a signature away from being better protected against the unexpected.<\/p>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"img-with-aniamtion-wrap \" data-max-width=\"100%\" data-max-width-mobile=\"default\" data-shadow=\"none\" data-animation=\"none\" >\n      <div class=\"inner\">\n        <div class=\"hover-wrap\"> \n          <div class=\"hover-wrap-inner\">\n            <img decoding=\"async\" class=\"img-with-animation skip-lazy \" data-delay=\"0\" height=\"928\" width=\"1392\" data-animation=\"none\" src=\"https:\/\/akfirm.com\/wp-content\/uploads\/2025\/09\/car-damage.jpg\" alt=\"man taking pictures of damage after car accident with uninsured driver\" srcset=\"https:\/\/akfirm.com\/wp-content\/uploads\/2025\/09\/car-damage.jpg 1392w, https:\/\/akfirm.com\/wp-content\/smush-webp\/2025\/09\/car-damage-300x200.jpg.webp 300w, https:\/\/akfirm.com\/wp-content\/smush-webp\/2025\/09\/car-damage-1024x683.jpg.webp 1024w, https:\/\/akfirm.com\/wp-content\/smush-webp\/2025\/09\/car-damage-768x512.jpg.webp 768w, https:\/\/akfirm.com\/wp-content\/smush-webp\/2025\/09\/car-damage-18x12.jpg.webp 18w, https:\/\/akfirm.com\/wp-content\/smush-webp\/2025\/09\/car-damage-900x600.jpg.webp 900w\" sizes=\"(max-width: 1392px) 100vw, 1392px\" title=\"-\">\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n<div class=\"wpb_text_column wpb_content_element \" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h2><span class=\"ez-toc-section\" id=\"What_To_Do_After_an_Accident_With_an_Uninsured_Driver\"><\/span>What To Do After an Accident With an Uninsured Driver<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\t<\/div>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element \" >\n\t<div class=\"wpb_wrapper\">\n\t\t<p>The moments right after a crash are overwhelming, but taking the right steps can make all the difference if the other driver doesn\u2019t have insurance.<\/p>\n<p>Here\u2019s a checklist to follow if you\u2019ve been in an accident with an uninsured driver:<\/p>\n<ol>\n<li><strong>Ensure Safety &amp; Call 911<\/strong> \u2013 Get medical attention if needed and wait for law enforcement. A police report is vital for your insurance claim and any future legal action.<\/li>\n<li><strong>Document the Scene<\/strong> \u2013 Take photos of the vehicles, road conditions, and any injuries. Collect contact information from witnesses.<\/li>\n<li><strong>Exchange Available Information<\/strong> \u2013 Even if the other driver admits they don\u2019t have insurance, get their name, license plate number, and vehicle details.<\/li>\n<li><strong>Report to Your Insurer<\/strong> \u2013 Notify your insurance company as soon as possible to begin the UM\/UIM claim process.<\/li>\n<li><strong>Consult a Local Attorney<\/strong> \u2013 Laws can be complex, and insurance companies often push back. Contact AK Law Firm in our <a href=\"https:\/\/akfirm.com\/houston\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external\">Houston<\/a>, <a href=\"https:\/\/akfirm.com\/dallas\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external\">Dallas<\/a>, or San Antonio office to understand your legal rights and next steps.<\/li>\n<\/ol>\n<h3>Legal Recourse and When to Hire an Attorney<\/h3>\n<p>Even when you have UM\/UIM coverage, insurers may delay, undervalue, or deny claims. If your damages exceed policy limits or the insurance company won\u2019t cooperate, legal representation becomes essential.<\/p>\n<p>An <a href=\"https:\/\/akfirm.com\/best-car-accident-lawyer-in-houston\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external\">experienced car accident attorney<\/a> can:<\/p>\n<ul>\n<li>Review your policy and confirm coverage details<\/li>\n<li>Collect and present evidence of your damages<\/li>\n<li>Negotiate with insurers for a fair settlement<\/li>\n<li>File a lawsuit if needed against the at-fault driver or other liable parties<\/li>\n<\/ul>\n<p>If you\u2019re wondering whether <a href=\"https:\/\/akfirm.com\/is-it-worth-getting-an-attorney-for-a-car-accident\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external\">it\u2019s worth getting a car accident attorney<\/a>, the answer is almost always <em>yes<\/em> when you\u2019re dealing with uninsured motorists. Without representation, you risk being left with medical bills and repair costs that could have been covered.<\/p>\n<p><a href=\"https:\/\/akfirm.com\/contact-us\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external\"><strong>Schedule a Free Consultation<\/strong><\/a><\/p>\n\t<\/div>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element \" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h2><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>FAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\t<\/div>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element \" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h3>What if the uninsured driver flees the scene?<\/h3>\n<p>This is considered a hit-and-run, and your UM coverage can still apply. If you carry UM insurance, it may cover both bodily injury and property damage from the accident.<\/p>\n<h3>Can my passengers file a UM\/UIM claim?<\/h3>\n<p>Yes. Passengers in your vehicle are generally eligible to recover under your UM\/UIM policy if they suffer injuries in the accident.<\/p>\n<h3>Is uninsured motorist coverage required in Texas?<\/h3>\n<p>No, but state law requires that insurance companies must offer you $30,000 in minimum UM\/UIM coverage. Unless you signed a written waiver rejecting it, UM\/UIM coverage is automatically included in your policy.<\/p>\n<h3>How much UM\/UIM coverage should I carry?<\/h3>\n<p>Many experts recommend limits higher than the Texas minimums. Since medical bills and vehicle costs often exceed 30\/60\/25, higher limits can provide much stronger protection.<\/p>\n<h3>Does property damage inside my vehicle count?<\/h3>\n<p>Yes. UM property damage coverage can extend to personal items damaged in the crash, such as laptops, car seats, or other valuables inside your car.<\/p>\n<h3>How much does UM\/UIM coverage cost?<\/h3>\n<p>On average, adding UM\/UIM coverage costs under $100 per year, making it one of the most valuable protections for the price.<\/p>\n<h3>What if the at-fault driver is underinsured?<\/h3>\n<p>UIM coverage applies when the driver has insurance, but it\u2019s not enough to cover your total damages. Your policy can step in to pay the difference.<\/p>\n<h3>Can I sue an uninsured driver directly?<\/h3>\n<p>Yes, but results depend on whether that driver has income or assets. Many uninsured drivers don\u2019t, which is why UM coverage is so important.<\/p>\n\t<\/div>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element \" >\n\t<div class=\"wpb_wrapper\">\n\t\t<h2><span class=\"ez-toc-section\" id=\"Get_a_Free_Case_Review_Today\"><\/span>Get a Free Case Review Today<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\t<\/div>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element \" >\n\t<div class=\"wpb_wrapper\">\n\t\t<p>If you\u2019ve been in an accident with an uninsured driver in Houston, Dallas, or San Antonio, don\u2019t navigate the process alone. Our team at AK Law Firm is ready to review your case, explain your options, and fight for the compensation you need to move forward.<\/p>\n<p>Contact us today to schedule your free consultation and get the legal support you deserve.<\/p>\n<p><a href=\"tel:8666937098\" data-wpel-link=\"internal\">Call Now To Book Your Free Case Review<\/a><\/p>\n\t\t<div data-elementor-type=\"container\" data-elementor-id=\"4813\" class=\"elementor elementor-4813\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ddfbf46 e-con-full e-flex e-con e-child\" data-id=\"6ddfbf46\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f00fd83 elementor-widget elementor-widget-heading\" data-id=\"2f00fd83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Disclaimer<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-501c7191 elementor-widget elementor-widget-text-editor\" data-id=\"501c7191\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">This article is intended for use as a service to the general public. It does not constitute an attorney-client relationship between its users and AK Law Firm, nor is it intended to serve as legal advice or as a substitute for related legal advice from their appointed counsel. Those seeking specific legal advice and services should hire an attorney.<\/p><p>The content presented in this article may contain opinions that do not necessarily reflect those of AK Law Firm and its employees. It may contain typographical errors and inaccurate or incomplete information.<\/p><p>The articles on this website do not express or imply warranties of any kind, including but not limited to commercial use and non-infringement. All published content may contain notices and copyrighted information proprietary to AK Law Firm.<\/p><p>AK Law Firm gives you authorization to view, save, print, copy, and distribute pages on our website for non-commercial purposes only. In return, you agree to retain their original copyright and proprietary notices and include this disclaimer with any distribution.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t<\/div>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n<\/p>","protected":false},"excerpt":{"rendered":"<p>What if you&#8217;re in a car accident with an uninsured driver? It happens more often than you may think. Here&#8217;s what to know about uninsured motorist coverage.<\/p>","protected":false},"author":127,"featured_media":4397,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[9,15,16],"tags":[174],"class_list":{"0":"post-4396","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-car-accident","8":"category-personal-injury","9":"category-texas-laws","10":"tag-texas-personal-injury"},"_links":{"self":[{"href":"https:\/\/akfirm.com\/es\/wp-json\/wp\/v2\/posts\/4396","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/akfirm.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/akfirm.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/akfirm.com\/es\/wp-json\/wp\/v2\/users\/127"}],"replies":[{"embeddable":true,"href":"https:\/\/akfirm.com\/es\/wp-json\/wp\/v2\/comments?post=4396"}],"version-history":[{"count":0,"href":"https:\/\/akfirm.com\/es\/wp-json\/wp\/v2\/posts\/4396\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/akfirm.com\/es\/wp-json\/wp\/v2\/media\/4397"}],"wp:attachment":[{"href":"https:\/\/akfirm.com\/es\/wp-json\/wp\/v2\/media?parent=4396"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/akfirm.com\/es\/wp-json\/wp\/v2\/categories?post=4396"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/akfirm.com\/es\/wp-json\/wp\/v2\/tags?post=4396"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}